Terms of Service
Effective date: March 30, 2026 · Last updated: March 30, 2026
1. Who We Are
These Terms govern your use of the Cashgaroo website, app, and related services (the “Service”) provided by SHANIA TAN ENTERPRISE(“we”, “our”, “us”).
2. Eligibility and Accounts
You must be at least 18 years old, or the legal age of majority in your location, to use paid features. You are responsible for all activity under your account and for keeping your credentials secure.
3. Subscriptions and Billing
Paid features may be offered as one-time purchases or auto-renewing subscriptions. By purchasing, you authorize us and our payment processors to charge your selected payment method for the applicable fees and taxes.
If you subscribe, your subscription renews automatically at the end of each billing cycle unless canceled before renewal.
4. Trials, Cancellation, and Refunds
If a trial is offered, trial terms shown at signup apply. Unless otherwise stated, paid billing begins automatically after trial.
You may cancel renewal at any time through your account settings or by contacting us at shanyi1023@gmail.com.
Cancellation stops future renewal charges. Past charges are non-refundable except where required by law or explicitly stated otherwise.
5. Acceptable Use
- Use the Service only for lawful purposes.
- Do not attempt unauthorized access to systems or data.
- Do not interfere with service security, reliability, or normal operation.
- Do not upload malicious code or abuse the Service.
6. No Financial, Legal, or Tax Advice
Cashgaroo is for budgeting and financial organization only. We do not provide financial, investment, legal, tax, or accounting advice.
7. Intellectual Property
The Service, including software, design, content, trademarks, and branding, is owned by or licensed to SHANIA TAN ENTERPRISE. You are granted a limited, non-exclusive, non-transferable, revocable license to use the Service in accordance with these Terms.
8. Disclaimers and Limitation of Liability
The Service is provided “as is” and “as available” to the fullest extent permitted by law.
To the maximum extent permitted by law, SHANIA TAN ENTERPRISE is not liable for indirect, incidental, special, consequential, or punitive damages, or loss of profits, data, or goodwill arising from your use of the Service.
9. Changes to These Terms
We may update these Terms from time to time. Updated Terms are effective when posted with a revised “Last updated” date. Continued use of the Service after updates means you accept the revised Terms.
10. Governing Law
These Terms are governed by the laws of Malaysia, excluding conflict-of-law rules, unless mandatory consumer law in your jurisdiction provides otherwise.
11. Contact
Company: SHANIA TAN ENTERPRISE
Email: shanyi1023@gmail.com
Address:SB1-L29-08, D'Sara Sentral, Jalan Welfare, 40160, Shah Alam, Malaysia