Cashgaroo helps you give every dollar a purpose across bills, spending, and goals, then keeps your plan current by turning bank screenshots into editable transaction drafts.
Pro unlocks unlimited SnapScan imports and more device backups
Available to Budget is the money you have left to assign. When you add income, it rises. When you fund categories or log spending, it updates, so you can keep every dollar accounted for.
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See what is needed this cycle and what is ready to assign, then give every dollar a purpose across bills, wants, and goals before you spend it.
Add a transaction quickly, scan a screenshot with SnapScan, or import a CSV. Review the details and keep your budget current with less friction.
Use the calendar view to see when income arrives and where spending happens, so you can spot patterns before they throw off your plan.
Keep daily spending, trips, shared finances, or other money plans in separate ledgers so each stays clear and organized. Switch between them without mixing transactions.
Track checking, cash, investments, and credit in one place, with assets, liabilities, and net worth visible at a glance.
Track belongings, their value, and daily cost alongside your budget so bigger purchases stay visible instead of quietly draining your money.
Choose the currency that fits each part of your financial life, with quick access to MYR, USD, SGD, EUR, and more.
Set up a homescreen widget that shows Safe to Spend, today’s spending, and this week’s spending before you open the app.
Browse receipt photos by date, category, and amount so purchase details are easy to find when you need them.
Your money, your control
Cashgaroo does not need your bank credentials or a live bank connection. Your budget stays yours, and you can create device and iCloud backups when you want an extra copy.
No bank sync required
Plan with the information you choose to add—without handing over your bank login.
Your data stays yours
No ads, no selling your financial data, and no use of your budget to train AI models.
Back up on your terms
Free includes 2 device and iCloud backups. Pro increases that to 20.
Start free, build your plan, and use Pro only when you want faster capture.
Install the app and start with free core budgeting: budgets, categories, accounts, and transactions.
Use Available to Budget to split your money into Bills, Needs, Wants, and Goals before you spend a cent.
Screenshot transaction lists and turn them into editable drafts. Free includes 30 SnapScan imports each month; Pro makes imports unlimited.
People use Cashgaroo to stop wondering if they can afford it — and start planning when they will.
“I booked my trip 3 months earlier than I expected. Once I could see my goal filling up, I stopped second-guessing every purchase.”
Amirah Z.
New York, USA
“I funded a new laptop without touching my credit card. Set a goal, watched it fill up, bought it cash. First time I've done that.”
Wei Liang T.
London, UK
“I went from reactive to proactive in about two weeks. Now I know exactly when I'll hit each of my targets.”
Priya R.
Berlin, Germany
It started with a simple question: where is my money actually going, and how much can I safely spend? Zero-based budgeting gave me that answer — and with it, a clarity I didn't expect. I started funding goals in advance: a trip, LASIK surgery, a new phone. Not on credit, not scrambling after the fact.
That shift changed my relationship with money entirely. I stopped feeling like money was happening to me. I became the one in control. I built Cashgaroo so more people could feel that — with no ads, no bank sync selling your data, and no VC telling me what to build.
No ads, ever
Your focus belongs on your finances, not on ads.
Your data stays yours
I don't sell or share your financial data. Period.
Direct line to me
Email hellocashgaroo@gmail.com — I personally reply.
Build a zero-based budget for free. Upgrade to Pro for unlimited SnapScan imports, unlimited belongings tracking, and more device backups.