Cashgaroo helps you give every dollar a job across bills, spending, and goals, then keeps your plan current by turning bank screenshots into editable transaction drafts.
Pro unlocks unlimited scans and receipt photos

Available to Budget is the money you have left to assign. When you add income, it rises. When you fund categories or log spending, it updates, so you can keep every dollar accounted for.

Give every dollar a job across bills, needs, wants, and goals so your money has a plan before it leaves your account.

Screenshot a transaction list and let AI turn it into editable transaction drafts. You review, adjust, and save with less manual entry.

Set recurring bills once and always know what's due next. Stay ahead of what's coming before money leaves your account.

A visual spending calendar surfaces exactly where money quietly disappears, so you can redirect it toward what actually matters.

Create accounts and transactions for cash, banks, investments, and credit so your budget reflects the money you actually manage.

Budgets, categories, accounts, transactions, and 15 AI transaction-list scans each month are included for free.
Start free, build your plan, and use Pro only when you want faster capture.
Install the app and start with free core budgeting: budgets, categories, accounts, and transactions.
Use Available to Budget to split your money into Bills, Needs, Wants, and Goals before you spend a cent.
Screenshot transaction lists and turn them into editable drafts. Free includes 15 AI scans each month; Pro makes scans unlimited.
People use Cashgaroo to stop wondering if they can afford it — and start planning when they will.
“I booked my trip 3 months earlier than I expected. Once I could see my goal filling up, I stopped second-guessing every purchase.”
Amirah Z.
New York, USA
“I funded a new laptop without touching my credit card. Set a goal, watched it fill up, bought it cash. First time I've done that.”
Wei Liang T.
London, UK
“I went from reactive to proactive in about two weeks. Now I know exactly when I'll hit each of my targets.”
Priya R.
Berlin, Germany
It started with a simple question: where is my money actually going, and how much can I safely spend? Zero-based budgeting gave me that answer — and with it, a clarity I didn't expect. I started funding goals in advance: a trip, LASIK surgery, a new phone. Not on credit, not scrambling after the fact.
That shift changed my relationship with money entirely. I stopped feeling like money was happening to me. I became the one in control. I built Cashgaroo so more people could feel that — with no ads, no bank sync selling your data, and no VC telling me what to build.
No ads, ever
Your focus belongs on your finances, not on ads.
Your data stays yours
I don't sell or share your financial data. Period.
Direct line to me
Email shanyi1023@gmail.com — I personally reply.
Build a zero-based budget for free. Upgrade to Pro for unlimited AI scans and receipt photo attachments.